AM Best: Insurer Upgrades Outpaced Downgrades in 2026, but Annuity Writers Took Most Cuts
AM Best upgraded twice as many life/annuity and health insurers as it downgraded in the first half of…
Updated Daily
Your Trusted Source for
Annuity Research & Education
In-depth guides, live rates, and plain-English analysis to help retirement savers understand annuity products.
250+
Articles and Guides
20+
Years in the Annuity Industry
30+
Carriers Reviewed
All 50
States Covered
Live Rate Data
Compare all rates →
Today's Best Annuity Rates
Rate data via AnnuityRateWatch from carriers rated A- or better by AM Best, updated every 6 hours. Rates vary by state and deposit amount. See full rate tables →
Fed Raised Rates in September. What the Oct. 28 Meeting Means for Annuity Rates
The Fed raised rates to 3.75%-4% on September 16 and signaled another hike by year end. Here is…
How Much Does a $400,000 Annuity Pay Per Month? (2026)
See what a $400,000 annuity pays per month by annuity type and age at today's top quotes, how…
Founder-Owned
Jason Caudill founded AnnuityJournal.org and leads it as editor-in-chief. He is also the founder of My Annuity Store, Inc. and brings more than 20 years of annuity industry experience.
Updated Daily
Rate data, carrier reviews, and regulatory news are monitored and updated regularly so you always have current information.
Editorial Standards
Every article follows our published editorial policy, with founder Jason Caudill as editor-in-chief.
Sources Cited
Rates come from published carrier and bank data, and articles link to the IRS, FDIC, state regulators and other primary sources.