AnnuityJournal.org

Institute

Learn how annuities work with our free educational resources. From Annuity 101 for beginners to advanced retirement income strategies for experienced investors.

The AnnuityJournal Institute

Free educational resources to help you understand annuities, compare products, and make confident retirement decisions.

Annuity 101

New to annuities? Start here. Learn what annuities are, how they work, and whether one belongs in your retirement plan.

Start Learning

Guides & How-Tos

Step-by-step guides on buying annuities, understanding surrender charges, 1035 exchanges, annuitization, and more.

Browse Guides

Calculators

Use our free annuity calculators to estimate income payments, compare rates, and model retirement income scenarios.

Open Calculators

Carrier Reviews

In-depth reviews of the top annuity carriers — financial strength ratings, product features, pros and cons.

Read Reviews