Annuities

Annuities Apr 24, 2026 11 min read

Best QLAC Companies 2026: Top 8 Carriers Compared

TL;DR A Qualified Longevity Annuity Contract (QLAC) lets you move up to $210,000 of qualified retirement money (the 2026 IRS…

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Annuities Apr 24, 2026 11 min read

MassMutual RetireEase Review (2026): SPIA Payouts, Inflation Rider, A++ Rated

TL;DR MassMutual RetireEase is the company’s single premium immediate annuity (SPIA): you hand over a lump sum, and MassMutual pays…

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Annuities Apr 4, 2026 12 min read

Can You Lose Money in a Fixed Annuity? The Honest Answer

Key Takeaways Your principal is contractually guaranteed in a fixed annuity. Market crashes cannot reduce your balance. However, you can…

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Annuities Apr 4, 2026 11 min read

How Do Annuity Commissions Work? What Agents Actually Get Paid

Annuity commissions are one of the most misunderstood topics in retirement planning. Buyers worry they’re being overcharged. Agents avoid the…

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Annuities Apr 4, 2026 15 min read

Deferred vs. Immediate Annuity: Which Is Right for You? (2026)

Choosing between a deferred annuity and an immediate annuity comes down to one question: do you need income now, or…

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Annuities Apr 4, 2026 13 min read

Annuity vs. Mutual Funds: Which Belongs in Your Retirement Plan?

If you are within ten years of retirement and sitting on $200,000 or more in savings, you have probably asked…

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Annuities Apr 4, 2026 12 min read

Are Annuities FDIC Insured? How Your Money Is Actually Protected

If you are considering putting $100,000 or more into an annuity, one of the first questions you should ask is:…

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Annuities Mar 31, 2026 11 min read

Annuity Inflation Protection: Which Types Help and Which Don’t

Inflation is the retirement risk most people underestimate. A $5,000 per month income that feels comfortable at 65 buys about…

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Annuities Mar 31, 2026 11 min read

Annuity vs. Savings Account: Which Pays More After Tax?

Both a savings account and an annuity can hold a large lump sum safely. But for someone deciding where to…

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Annuities Mar 31, 2026 13 min read

How to Get Out of an Annuity: Your Options and What They Cost

Last updated: March 2026 | By AnnuityJournal Editorial Team Getting out of an annuity is possible – but it is…

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