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Category

Annuities

Annuity types, comparisons, and guidance

47 articles
Annuities Mar 31, 2026 12 min read

Annuity Beneficiary Rules: Who Gets Your Annuity When You Die

Annuity Beneficiary Rules: Who Gets Your Annuity When You Die When you die, your annuity does not go through probate.…

AnnuityJournal Editorial Team Read article →
Annuities Mar 31, 2026 12 min read

Best Annuity Rates for April 2026

Best Annuity Rates for April 2026 Annuity rates are driven primarily by U.S. Treasury yields and the broader interest rate…

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Annuities Mar 29, 2026 7 min read

Annuity Withdrawal Rules: When and How to Access Your Money

Quick Answer: Annuity Withdrawal Rules Most annuities allow penalty-free withdrawals of up to 10% of the account value per year…

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Annuities Mar 29, 2026 8 min read

Annuity Cap Rates Explained: How FIA Caps and Participation Rates Work

Quick Answer: What Are Annuity Cap Rates? A cap rate is the maximum interest you can earn in a given…

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Annuities Mar 28, 2026 6 min read

Annuity vs Real Estate: Passive Income Compared

Quick Answer: Annuity vs Real Estate Annuities provide guaranteed, predictable income with zero management required; real estate can generate higher…

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Annuities Mar 28, 2026 7 min read

Market Value Adjustment (MVA) on Annuities Explained

Quick Answer: What Is a Market Value Adjustment? A market value adjustment (MVA) is a formula that increases or decreases…

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Annuities Mar 24, 2026 7 min read

Reasons to Buy an Annuity: 8 Situations Where It Makes Sense

Financial advisors who tell clients to never buy an annuity have usually never sat with an 84-year-old who ran out…

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Annuities Mar 24, 2026 7 min read

Present Value of an Annuity: Formula, Examples, and How to Use It

Before you hand $200,000 to an insurance company in exchange for monthly payments, you should know how to calculate whether…

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Annuities Mar 24, 2026 7 min read

Why Do People Say to Avoid Annuities? The Honest Answer

The loudest voices against annuities usually have something in common: they’re either selling something that competes with annuities, or they’ve…

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Annuities Mar 24, 2026 10 min read

Annuity vs. Life Insurance: Key Differences and When to Use Each

Two of the most common financial products people encounter in retirement planning are annuities and life insurance. They often get…

AnnuityJournal Editorial Team Read article →
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