AnnuityJournal org
  • Annuity Education & Resources
    Annuity Types
    • What Is an Annuity?
    • Fixed Annuities
    • MYGAs
    • Fixed Indexed Annuities
    • Variable Annuities
    • Immediate Annuities (SPIA)
    Learn
    • How to Buy an Annuity
    • Are Annuities Safe?
    • How Much Does $100K Pay?
    • How Are Annuities Taxed?
    • Annuity 101
    Research
    • All Research
    • Market Analysis
    • Industry Sales Data
    • Rate Trends
    Featured
    Guide

    What Is an Annuity? The Complete Guide

    Rates

    Best MYGA Rates This Month

    Explore all annuity resources →
  • Rates & Carriers
    Rates
    • MYGA Rates
    • Fixed Annuity Rates
    • Best 3-Year Rates
    • Best 5-Year Rates
    • Best 7-Year Rates
    • Rates by State
    Carrier Reviews
    • Athene
    • MassMutual
    • New York Life
    • Corebridge Financial
    • North American
    • Midland National
    • Gainbridge
    • American Equity
    See all carrier reviews →
    Popular States
    • Texas
    • Florida
    • California
    • New York
    • Georgia
    • Pennsylvania
    View all 50 states →
    Featured
    Updated Daily

    Today's Best MYGA Rates Compared

    A++ AM Best

    New York Life Annuity Review 2026

    Explore all rates & carriers →
  • Retirement
    • Retirement Planning Guide
    • Best Annuities for Retirement
    • Annuities in a Retirement Plan
    • Annuities in an IRA
    • When to Buy an Annuity
    • Annuity Laddering Strategy
  • Newsroom
    Latest News
    • All News
    • Regulatory Updates
    • Rate Changes
    Headlines
    Rates

    Fed Holds Rates: Impact on Annuity Buyers

    Regulatory

    New DOL Fiduciary Rule: What Buyers Should Know

    Explore all news →
  • Calculators
    • All Calculators
    • SPIA Income Calculator
    • Fixed Annuity Calculator
    • Compare MYGA Rates
    • How Much Does $100K Pay?
  • Annuity Education & Resources
  • Rates & Carriers
  • Retirement
  • Newsroom
  • Calculators
  • Annuity Types
  • What Is an Annuity?
  • MYGAs
  • Fixed Annuities
  • Fixed Indexed Annuities
  • Rates by State
  • All States Directory
  • Texas
  • Florida
  • California
  • New York
  • Carrier Reviews
  • Research
  • Tax Strategies
  • How-To Guides
Category

Annuities

Annuity types, comparisons, and guidance

47 articles
Annuities Apr 24, 2026 11 min read

Best QLAC Companies 2026: Top 8 Carriers Compared

TL;DR A Qualified Longevity Annuity Contract (QLAC) lets you move up to $210,000 of qualified retirement money (the 2026 IRS…

AnnuityJournal Editorial Team Read article →
Annuities Apr 24, 2026 11 min read

MassMutual RetireEase Review (2026): SPIA Payouts, Inflation Rider, A++ Rated

TL;DR MassMutual RetireEase is the company’s single premium immediate annuity (SPIA): you hand over a lump sum, and MassMutual pays…

AnnuityJournal Editorial Team Read article →
Annuities Apr 4, 2026 12 min read

Can You Lose Money in a Fixed Annuity? The Honest Answer

Can You Lose Money in a Fixed Annuity? The Honest Answer Key Takeaways Your principal is contractually guaranteed in a…

AnnuityJournal Editorial Team Read article →
Annuities Apr 4, 2026 11 min read

How Do Annuity Commissions Work? What Agents Actually Get Paid

How Do Annuity Commissions Work? What Agents Actually Get Paid Annuity commissions are one of the most misunderstood topics in…

AnnuityJournal Editorial Team Read article →
Annuities Apr 4, 2026 15 min read

Deferred vs. Immediate Annuity: Which Is Right for You? (2026)

Last updated: April 4, 2026 Choosing between a deferred annuity and an immediate annuity comes down to one question: do…

AnnuityJournal Editorial Team Read article →
Annuities Apr 4, 2026 13 min read

Annuity vs. Mutual Funds: Which Belongs in Your Retirement Plan?

Annuity vs. Mutual Funds: Which Belongs in Your Retirement Plan? If you are within ten years of retirement and sitting…

AnnuityJournal Editorial Team Read article →
Annuities Apr 4, 2026 12 min read

Are Annuities FDIC Insured? How Your Money Is Actually Protected

Are Annuities FDIC Insured? How Your Money Is Actually Protected If you are considering putting $100,000 or more into an…

AnnuityJournal Editorial Team Read article →
Annuities Mar 31, 2026 11 min read

Annuity Inflation Protection: Which Types Help and Which Don”t

Annuity Inflation Protection: Which Types Help and Which Don’t Inflation is the retirement risk most people underestimate. A $5,000 per…

AnnuityJournal Editorial Team Read article →
Annuities Mar 31, 2026 11 min read

Annuity vs. Savings Account: Which Pays More After Tax?

Annuity vs. Savings Account: Which Pays More After Tax? Both a savings account and an annuity can hold a large…

AnnuityJournal Editorial Team Read article →
Annuities Mar 31, 2026 12 min read

Annuity Beneficiary Rules: Who Gets Your Annuity When You Die

Annuity Beneficiary Rules: Who Gets Your Annuity When You Die When you die, your annuity does not go through probate.…

AnnuityJournal Editorial Team Read article →
  • 1
  • 2
  • 3
  • …
  • 5
  • Next ›
AnnuityJournalorg

Your independent source for annuity research, rates, and education. We help consumers and advisors make informed retirement decisions.

✓ Independent ✓ No Ads from Carriers ✓ Editorial Policy

Quick Links

  • Annuity Types
  • Today's Rates
  • Retirement Planning
  • Research
  • Newsroom
  • Videos
  • Institute

Resources

  • Calculators
  • Carrier Reviews
  • Rates by State

Connect

  • About Us
  • Contact
  • Editorial Policy

Get rate alerts

Disclosure: AnnuityJournal.org is an independent educational resource. We are not licensed insurance agents and do not sell annuities or financial products. Information on this site is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a licensed professional before making financial decisions. Annuity products vary by state and carrier.

© 2026 AnnuityJournal.org. All rights reserved.

Privacy Policy Terms of Use Disclaimer Sitemap