Tax Strategies

Tax Strategies Apr 11, 2026 15 min read

State Annuity Premium Tax: Which States Charge It and How Much

Quick Answer Most U.S. states do not charge a premium tax on individual annuity contracts. A small group of states…

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Tax Strategies Mar 31, 2026 14 min read

How to Read Your Annuity 1099-R Form: What Every Box Means

How to Read Your Annuity 1099-R: What Every Box Means If you took a distribution from your annuity last year,…

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Tax Strategies Mar 29, 2026 7 min read

Does Annuity Income Affect Social Security Taxes?

Quick Answer: Does Annuity Income Affect Social Security Taxes? Yes – annuity income counts toward your “combined income” (also called…

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Tax Strategies Mar 29, 2026 7 min read

Annuity and Medicaid: Does an Annuity Affect Eligibility?

Quick Answer: Does an Annuity Affect Medicaid Eligibility? It depends entirely on the type of annuity and how it is…

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Tax Strategies Mar 28, 2026 7 min read

Annuity RMD Rules: Required Minimum Distributions Guide (2026)

Quick Answer: Annuity RMD Rules Qualified annuities held inside a traditional IRA or 401(k) are subject to RMDs starting at…

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Tax Strategies Mar 24, 2026 7 min read

How to Avoid Taxes on Annuity Income (Legally)

Nobody wants to pay more tax than they legally owe, and with annuities, there are legitimate strategies that can meaningfully…

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Tax Strategies Mar 24, 2026 6 min read

Is Annuity Income Considered Earned Income? What Retirees Need to Know

Whether annuity income counts as “earned income” is one of the most practically important tax questions for retirees, and the…

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Tax Strategies Mar 24, 2026 10 min read

Can You Put an Annuity in a Roth IRA? (What Advisors Won’t Tell You)

The pitch sounds almost too good: combine the tax-free growth of a Roth IRA with the guaranteed lifetime income of…

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Tax Strategies Feb 27, 2026 5 min read

Qualified vs. Non-Qualified Annuity: Key Tax Differences

Qualified and non-qualified annuities are taxed completely differently. Here is how each works and which is right for your situation.

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Tax Strategies Feb 25, 2026 6 min read

Annuity Exclusion Ratio: How Your Annuity Payments Are Taxed

Editorial Disclosure: AnnuityJournal.org is an independent financial media publication. We do not sell annuities or receive payment to feature specific…

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